Bankruptcy Insights & Analysis

As Eviction Controls Ease, Consider the Possibility of Bankruptcy

As Eviction Controls Ease, Consider the Possibility of Bankruptcy Emergency Rule of Court 1 temporarily prohibits evictions of all types in California. But that prohibition will end sometime. It has to because landlords are still facing mortgages regardless of whether tenants pay or not. If tenants don’t pay, the property may well be foreclosed. California […]

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The Bankruptcy Question for Small Businesses Affected by the COVID-19 Shutdown

The Bankruptcy Question for Small Businesses Affected by the COVID-19 Shutdown Do you have a small business that is severely impacted by the COVID-19 Shelter In Place orders? Have your PPP, EIDL or other SBA loans been held up or denied? What will happen to your business when the stay on evictions is lifted? Should […]

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About Credit Counseling Advertisers

About Credit Counseling Advertisers The media bombards you with ads from debt counseling agencies telling you to consolidate or reduce your debt without resorting to bankruptcy. The FTC warns people to be wary of many of these companies that promise to remove debt for pennies on the dollar. Most cannot and the consumers are the […]

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Bankruptcy Can Happen to Anyone

Bankruptcy Can Happen to Anyone According to the United States Supreme Court, “The primary purpose of bankruptcy is to…relieve the honest debtor from the weight of oppressive indebtedness and permit him to start afresh free from the obligations and responsibilities consequent upon business misfortunes.” Williams v. United States Fidelity & Guaranty Co., 236 U.S. 549, […]

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Overview of the Bankruptcy Process

Overview of the Bankruptcy Process Bankruptcy is for everyone’s benefit In economist Adam Smith’s book, Wealth of Nations, he uses the phrase “invisible hand” metaphorically to demonstrate how each person acting in his own interest combines to promote the good of the community. The same is true in bankruptcy proceedings. For debtors, the bankruptcy process […]

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